Our Investment Process
The adherence to discipline we demonstrate in our research and our risk management is mirrored in the manner in which we approach the numerous steps we take long before you engage us as one of your trusted advisers. As the old adage states, "a failure to plan is a plan to fail" and nowhere is this proven as vividly and as often as it is in matters of investment.
Addressing Your Priorities
Our professionals allocate as much time as required to get to the root of your situation. They ask probing questions designed to get you to pinpoint the issues that need attention in order of priority. It can be a liberating experience and many clients express a sense of surprise when the barebones of their financial makeup are laid out on paper.
Constructing The Plan
We pore through the intricacies of your assets, liabilities, debt, cash flow, capital and a multitude of other data as we identify areas that require attention. Once we have completed our evaluation, we work closely with you to map out a clear, concise plan of action that will address all issues – some immediately, others in the fullness of time.
At this point, as at others, we will expect you to ask plenty of questions. We welcome questions because we know that you want to understand as much about the planning process as possible. We'll explain the reasons for the recommendations we make and, again, await questions or ideas that you have.
Once we have identified which steps will be taken, we gauge your tolerance for investment risk. Essentially, this seeks to find out how much risk you are prepared to expose your capital to since this can have a significant impact on the accumulation of capital and the pace at which it occurs. Upon determining your risk tolerance, we can begin discussing the assets your capital will be used to buy for your portfolio.